As I mentioned before, some of you, like me, felt guilty if you didn’t start saving for retirement at 22. You even spent money you couldn’t afford on an IRA or 401k because it was «what you were supposed to do» (just like going to college or «following your heart» and other advice you’ve received). You didn’t go out, you stayed in, you didn’t enjoy life.
But that is not what life is about. If you don’t go and have fun every once in a while, then why be alive in the first place? Working to simply to finance your last miserable 6 months on this planet or to pay for other people’s stuff is not «life.» That’s slavery. And you’re already going to be paying enough in taxes to pay for other people’s mistakes or laziness to the point you’re effectively a slave 40% of your working hours anyway. So why risk slaving away more? You’re here on this planet this one short period in time. Do yourself a favor. Forget the retirement plan. And MORE IMPORTANTLY, let go of the guilt. Go live life.
Because I guarantee you now, if you slaved away only to have it all confiscated as you lie on your government financed death bed, you’ll have more regret and guilt then than if you had actually lived life.
via Captain Capitalism: Why Gen Y and Gen X Should Not Save for Retirement.
TransMillennium 